Medical Aid. Without the Confusion.
Independent advice on Discovery Health and Momentum. Real guidance that cuts through plan jargon and fine print.
What does Medical Aid cover?
Hospital stays, everyday medical costs and long term conditions covered, depending on your plan
Hospital cover
Cover for in hospital treatment, surgery and major medical events.
Day to day benefits
Covers GP visits, medication and routine healthcare costs.
Chronic medication
Ongoing cover for approved long term conditions.
Plan structures and networks
Different plan options based on networks, savings and contributions.
Additional benefits
Includes screening and prevention, maternity and international emergency cover.
Understanding your Medical Aid cover
We believe informed decisions lead to better protection. Here’s what most members want to understand before choosing a plan. Want more detail? Explore our Medical Aid guides.
What is Medical Aid?
A clear explanation of how medical aid works in practice, what it actually covers, and how the different parts fit together over time.
Switching Medical Aids or changing your plan
What you need to be aware of if you want to switch Medical Aid providers, when you can upgrade or downgrade your plan, and how to avoid getting it wrong.
Discovery Health Medical Scheme review
An honest look at how Discovery Health performs in practice, how the plans are structured, and what to expect before joining or switching.
Looking for more detail? Explore our Medical Aid guides to understand how medical aid works.
Insurance advice that is clear, personal and built properly.
Three things you can expect every time.
Independent advice
We compare leading insurers and structure cover around your needs, not theirs.
Simple steps. Fast feedback
We handle the insurer admin, so you do not have to.
Ongoing support
Cover is only the start. We support you with changes, questions and claims, year after year.
Trusted, independent advice
Get more from your Medical Aid
Other insurance solutions we help with
Car & Home
Cover for your assets, structured properly and supported long term.
Discovery Vitality
Science-based wellness programme with rewards.
Life Insurance
Life cover structured around your responsibilities and needs.
Investments
Investments aligned with your long-term financial plan and goals.