Car and Home Insurance Broker in Cape Town
Sick of call centre queues and robotic hold music? Same here. At Diamond Wellness, we cover your whole asset base- from your bakkie to your vintage Mustang, the contents of your kitchen cupboards, or the phone in your hand. One place, one team, and a whole lot less admin.
Updated 14 August 2025
Why Use An independent Insurance Brokerage
We’re a Cape Town–based car and home insurance broker serving clients across South Africa. Expect fast, human service (often on WhatsApp), clear explanations of excesses and limits, and quotes from multiple insurers — not one-size-fits-none cover.
- Independent advice: We compare options across leading insurers and tailor cover to your lifestyle.
- One point of contact: From quotes to claims, you deal with us — quick updates, less admin.
- Bundle & save: Combine car insurance, building insurance, and contents cover for fewer gaps and often better pricing.
Short‑term insurance broker in Cape Town, serving South Africa nationwide.
Fast, human service
Independent, tailored advice
One contact for car & home insurance
Why Diamond Wellness Insurance Brokers
We’re a Cape Town-based independent insurance broker offering short-term insurance for cars, homes, and valuables to clients across South Africa. Whether you need a new quote, want to bundle car and home insurance, or are looking to switch your current broker, we make it simple, personal, and fast. No call-centre loops, no repeating your ID number five times — just quick replies and proper advice.
What makes us different
- Independent advice: We compare quotes from leading insurers, including Santam, Discovery Insure, CIA, and others, so you’re not tied to one-size-fits-none cover.
- Not an aggregator: Those “get 10 quotes in 10 seconds” sites are handy until you need actual help. We tailor your cover, explain the fine print, and stay in your corner after the policy starts.
- One point of contact: From quotes to claims, you deal with the same broker every time. Many clients simply WhatsApp to add a car, change an address, remove an item, or start a claim.
- Bundle for better premiums: Combine car insurance, building insurance, and home contents cover into one policy for fewer gaps, simpler admin, and often better pricing.
- Claims support: No buck-passing. We guide documents, photos, and next steps so valid claims are paid quickly and fairly.
Diamond Wellness — your local short-term insurance broker in Cape Town, serving South Africa nationwide.
What We Can Help You Insure
As an independent short-term insurance broker in Cape Town, we arrange car insurance, building insurance, home contents cover, and portable possessions insurance for clients across South Africa. Bundle them together or take what you need — we’ll match your policy to your lifestyle and help you keep it updated as life changes.
- Cars: Comprehensive or Third Party, Fire & Theft, with extras like car hire, shortfall cover and classic car cover.
- Buildings: From fire and floods to falling trees, meets all bank bond requirements.
- Contents: Everything in your home, with optional extra accidental damage cover.
- Portable Possessions: Phones, laptops, bicycles, jewellery — covered worldwide.
- Any more items including caravans, motorbikes, watercrafts and business assets on commerical lines.
Why Bundling Insurance Is Smart
Combining your car and home insurance into one policy is often cheaper, simpler, and safer. As your broker, we make sure the whole package works together, and assist with changes as life changes.- Better value: Many insurers offer premium discounts for bundled policies.
- Simpler admin: One point of contact for updates, claims, and questions.
- Fewer gaps: We check for overlaps or missing cover that could cause issues later.
- Easy updates: WhatsApp us to add a car, remove a cellphone, or change your address.
How It Works
Whether you’re starting from scratch, switching from your bank’s default cover, or just want to check if you’re overpaying, we make it simple to get the right policy in place — and keep it working hard for you.Step-by-step, here’s what happens:
- Get in touch: WhatsApp, email, ask us to call you, or use our quick quote form — whatever works for you.
- We review your current policies: If you already have cover, we’ll do a complimentary review to spot missing cover or red flags (like no car hire or security requirements not being met).
- We shop the market: Quotes from multiple insurers, tailored to your needs. No sales pressure.
- You choose — we set it up: We’ll explain the options in plain language, start your cover, and walk you through any claims that come up.
- We stay in touch: Think of us as that slightly nosy friend who actually wants to know when you buy a new car, move house, or upgrade your phone — so your cover always stays spot-on.
Bonus: Earn Rewards With Vitality Drive
If you’re with Discovery Insure, you can earn monthly cash back based on how well you drive — up to a significant portion of your premium. Fill up at BP/ Shell, keep your driving score high, and watch the rewards add up. We’ll explain how it works, whether it’s right for you, and how to maximise the benefits. No pressure — but free money is always nice.Need us to visit? We can do desktop or on-site valuations to review your property. We’ll point out possible gaps or overlooked items, so you can make informed choices about your cover.
Car And Home Insurance FAQs
Can I insure just my car or just my home contents?
Can I move my building insurance from my bank?
Do I need to list every portable item?
Will you help me if I need to claim?
Do I get a better rate if I bundle my car and home insurance?
Can I insure a holiday home or Airbnb property?
Get An Insurance Quote
We’ll compare top insurers, explain the fine print, and set up cover that actually fits your life — without the call-centre runaround.Disclaimer: The information provided on this page is for general informational purposes only and does not constitute financial, tax, medical, or legal advice. You should not act on the basis of any content herein without obtaining appropriate advice from a qualified financial advisor. We disclaim and assume no liability for any loss or damage — whether direct, indirect, or consequential — that may arise from the use of or reliance on the information provided.
For full benefits, exclusions, and provider-specific terms, always refer to the official documentation available on the relevant provider’s website.