Life Insurance that protects what matters most.

Cover structured around your income, family and future plans.

How Life Insurance protects you

Protection for your income, debt and long term obligations

Life cover

A payout to support your family financially if you pass away.

Disability cover

Lump sum payout in the event of a permanent or temporary disability.

Severe illness cover

A lump sum payout if you’re diagnosed with a serious illness.

What working with us looks like

Three things you can expect every time.

Independent advice

We compare leading insurers and structure cover around your needs, not theirs.

Simple steps. Fast feedback

We handle the insurer admin, so you do not have to.

Ongoing support

Cover is only the start. We support you with changes, questions and claims, year after year.

Trusted, independent advice

Independent insurance brokers. Advice not tied to a single insurer
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Capital Legacy

Life cover that protects what matters most

Understanding your Life Insurance cover

The right structure makes all the difference. Here’s what most clients want clarity on before taking out cover. Want more detail? Explore our Life Insurance guides.

What Life Polices Are Really For

Understand how life cover protects your family, your income and your long-term financial plan.

Guide coming soon

How Much Cover You Actually Need

From replacing income to covering debt and future expenses, see how to determine the right level of cover.

Guide coming soon

How Policies Work Over Time

Learn how premiums, underwriting, exclusions and future changes work so there are no surprises later.

Guide coming soon

Looking for more detail?  Explore our Life Insurance guides to understand how Life Insurance works.

Insurance works better when it works together

All your cover, structured and supported in one place.
Investments

Investments

Investments aligned with your long-term financial plan and goals.

Car and Home Insurance

Car & Home

Cover for your assets, structured properly and supported long term.

Medical Aid hospital building

Medical Aid

Medical aid structured properly for your stage of life and budget.

Vitality Watch Benefit

Discovery Vitality

Science-based wellness programme with rewards.