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About Us

We provide tailored advice on car and home insurance, medical aid, business insurance and other lines of financial services ensuring you get comprehensive coverage at competitive rates with efficient servicing and support. 

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Discovery’s Vitality Programme

Let’s be real. Discovery’s Vitality programme is one of the best lifestyle rewards offerings in South Africa. It’s the original and still the leader when it comes to making insurance feel less like a grudge purchase and more like a rewards programme. But not every benefit is as valuable as it sounds. As an independent brokerage (we used to work only with Discovery), we’re here to give you the full picture, what’s worth signing up for, what you can skip, and how to get the most value without wasting time or money.

We also know when it makes sense to link Vitality to your life insurance or investment, and when it doesn’t. We’ll help you cut through the confusion and focus on what actually benefits your lifestyle and your pocket.

What is Vitality?

Vitality is Discovery’s science-backed health and wellness programme. It rewards you for making better choices, things like being active, eating healthier, and understanding your health. You earn points for doing these activities, which then unlock discounts on things like food, flights, gym memberships, tech gadgets, and even baby products.

How Do You Actually Earn Rewards?

This is the part most people care about: how to unlock all the discounts, perks and Discovery Miles.

Step 1: Do Two Simple Health Checks

To unlock the most popular Vitality benefits — like 25% back at Woolworths and Checkers, sports gear discounts, and savings on smart devices — you’ll need to complete:

  • The Vitality Age online questionnaire

  • The Vitality Health Check (done at most pharmacies or wellness days)

If you’re on a family policy, both main members need to complete these to unlock the full benefits.


Step 2: Earn Weekly Rewards with Vitality Active Rewards

This is where you can earn weekly Discovery Miles or instant rewards like free smoothies and coffees — by simply hitting your activity goals.

You can earn by:

  • Reaching a personalised weekly fitness goal

  • Driving well (if you have Discovery Insure)

  • Managing your money smartly (if you use Discovery Bank)

It works a lot like gamified fitness — and over time, your rewards can add up fast.

You Don’t Even Need Points to Get the Gym Discount

Here’s a quick win: you can get up to 75% off a gym membership at Virgin Active or Planet Fitness without doing any health checks or earning points.

If you’re on a Club Membership (using just one gym), you’ll need to check in at least 36 times in a rolling 12-month period to keep your full discount. Miss that number and it drops to 50%, but you can get back to 75% once you meet the attendance target again.

This benefit is so popular, we even created a full guide for it.

So, What Are Vitality Points Actually For?

You’ve probably heard of Vitality Points — and maybe seen words like Bronze, Silver, Gold or Diamond. These are your Vitality Status Levels, and they’re based on how many points you earn by living a healthy lifestyle.

Here’s what matters:

  • Points no longer impact retail rewards (like flights or shopping discounts)

  • But they do affect other Discovery products, like your life insurance or investments

That’s why your Vitality Status still matters — and why it’s worth checking whether linking it to your insurance makes sense. We can help you figure that out in a quick chat.

What Do You Get with Vitality Premium?

Vitality Premium is the full experience — it includes all the bells and whistles across fitness, health, retail, travel and more.

Pricing:

  • R399/month for one person

  • R479 for two members

  • R559 for families (3 or more people on the same policy)

Benefits include:

  • Up to 75% off Virgin Active or Planet Fitness

  • Up to 50% off Nike performance gear and fitness devices

  • Up to 25% back at Clicks and Dis-Chem on personal care items

  • Up to 25% back at Woolworths and Checkers on healthy groceries

  • Up to 25% off flights, hotels and car hire via the Vitality Travel platform

  • Dining rewards at select restaurants

  • Race perks with Team Vitality

  • Boosted rewards if you also bank with Discovery

Best for: Individuals or families who want lifestyle perks across the board — not just food and fitness, but also travel and tech.

What If You Just Want Gym Discounts?

Then Vitality Active might be perfect. It’s the simpler version of the programme, focused on gym access and a few weekly activity rewards.

Vitality Active costs R145/month per adult
It includes:

  • Up to 75% off a Virgin Active Club membership

  • Some small weekly rewards when you meet fitness goals

You won’t get flight discounts or Nike deals — but it’s a great low-cost option for anyone mainly interested in exercise perks.

How Do You Earn Vitality Points?

You earn points by:

  • Completing your annual Health Check

  • Doing parkruns

  • Exercising with a smart device

  • Taking online health assessments

  • Doing screening tests (like vision, hearing, cholesterol etc.)

As your points add up, you move through the status levels — from Blue to Bronze, Silver, Gold and Diamond. Your status can unlock better insurance deals and cashbacks if you’re using other Discovery products

Already on Discovery? Here’s How to Join Vitality

If you already have a Discovery Health or Life policy, adding Vitality is quick and easy. We can handle the setup for you.

If you’re not on Discovery yet, no problem. We can help you start a medical aid or life policy that includes Vitality — even if the cover itself is minimal, just to unlock the discounts.

If you’ve searched things like “What’s the cheapest way to join Vitality?” — you’re in the right place. We’ll find the most cost-effective way for you to get started.

Our Take: Honest Advice from an Independent Broker

We used to work exclusively with Discovery, so we know the product inside and out — but now we’re independent. That means we give honest, tailored advice about whether Vitality suits your lifestyle and your goals.

We’ve helped hundreds of clients save money and get more value. We’ve also seen where people overpay or sign up for things they never use. We’ll help you avoid that.

Want Help Joining or Upgrading Your Vitality?

Whether you’re just curious, looking to upgrade, or not sure where to start — we’re here to help.

Send us a WhatsApp or email, and we’ll review your policy or explain how to join. No fluff, no pressure — just clear advice and full support to get the most out of Vitality.

What Our Clients Say

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Ready To Work With Us?

We will simplify your cover, streamline the admin and potentially save you money without cutting corners on protection.

You can WhatsApp us, email us or appoint us as your broker for car, home or medical aid. We will handle the rest.

No long phone calls. No hold music. No press 3 to speak to someone who cannot help you.

Just personal, fast and transparent service.